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Ally Financial Lienholder Address (Complete 2022 Guide!)

Jamey Muller
Updated: July 26, 2022
5 min read

If you got an auto or home improvement loan and Ally Financial served as your lender, you need to know its lienholder address.

This guide will teach you how to mail documents to Ally Financial lienholder address.

Here’s the Ally Financial Lienholder Address:

The Ally Financial lienholder address is P.O. Box 8138 Cockeysville / MD 21030. This is where you should send whatever documents you need to forward to Ally Financial. Meanwhile, the lienholder code for Ally Financial is C01369.

The term lienholder refers to the institution that funded your loan. If you took out credit for car repairs and got Ally Financial to finance you, the lienholder listed on the title is Ally Financial.

As a lienholder, Ally Financial has partial ownership of the item (for instance, a car) while your credit remains unpaid. If you fail to make payments, the financial institution has the right to seize the car from you.

Ally Financial offers personal loans through its subsidiary, Ally Lending. You can apply for credit if you need financing for auto repair, home renovations, or health care procedures.

It provides personal loans with no origination fees via service providers, such as contractors, auto dealers, and health care providers.

You cannot apply for a direct loan to Ally Lending. You have to work with a service provider that offers financing with Ally.

When your loan application is approved, the proceeds will be delivered directly to the service provider of your choice.

How Do I Contact Ally Financial?

You may contact Ally Financial via its customer service. The lending department’s contact number is 1-888-568-0186. Just be mindful of the calling hours.

Calling hours for Ally Lending are extended between 8 am and 10 pm ET, Monday through Saturday. The phone number is applicable if you have billing or online account questions. 

For general lending questions, you should call 1-800-427-9184 between 8 am – 8 pm ET Monday through Friday and between 10 am – 5 pm ET on Saturday.

For cases of fraud, you can report and call 1-833-226-1520.

Ally Financial has a different contact number for auto loan payments. You may call 1-888-925-2559 or send the amount to the Payment Processing Center, P.O. Box 9001951, Louisville, KY 40290-1951. 

If you have payment disputes or endorsements, you may send your correspondence to Ally Financial, P.O. Box 380901, Bloomington, MN 55438.

To contact Ally Bank, you may reach out to 1-877-247-2559 or send a general bank correspondence to Ally Bank Customer Care, P.O. Box 951, Horsham, PA 19044.

For deposits, you should mail Ally Bank at P.O. Box 13625, Philadelphia, PA 19101.

What Is Ally Financial?

Ally Financial was a division of General Motors before it rebranded and became a publicly-traded company in 2014.

Initially, it worked with auto dealers as a financer for customers. Now, Ally Financial offers a wide range of products, from online savings and checking accounts to robo-advisor portfolios and mortgages.

These are in addition to the point-of-sale (POS) financing it provides for auto repairs, healthcare, and home improvements.

Ally Financial offers different types of personal loans. 

For medical treatment, some of the procedures valid for financing are orthopedic, cosmetic, dental, and veterinary.

Ally Financial also offers credit for auto services such as repairs and modifications.

If you want to renovate your home, you may also apply for financing to improve flooring, plumbing, electrical, roofing, and pool repair.

While most lenders ask for an origination fee, Ally Financial does not charge a percentage of the loan amount to issue credit. You can also pay off your loan without agonizing about prepayment penalties.

Another perk of using Ally Financial is its online account management. You can easily set up an account to view your loan details or schedule automatic payments.

On your paper loan statement, you will find instructions on how to set up your online account. There is also a phone number indicated if you have questions about billing. 

If you encounter problems with your online dashboard, a customer representative is always available to help.

However, you should know that Ally Financial does not grant rate discounts for automatic payments. In comparison, most lenders offer rebates for using autopay.

You must set up automatic payments as soon as Ally Financial approves your application. While you will not receive a discount, this will ensure that all your payments will be on time.

Consistent punctual payment of dues can positively affect your credit score. A good credit score can help you easily borrow money from creditors at lower interest rates in the future.

Ally Financial also does not disclose your annual percentage rate (APR) range. APR is the total annual cost or yearly interest rate you will pay while carrying a balance on your loan.

Most creditors report an APR range to help customers gauge the rates they will have to pay from borrowing money.

Knowing the APR can give you a good idea of how much money you need in taking out a loan so you can plan your finances accordingly.

How to Apply for Ally Personal Loan?

To apply for a personal loan with Ally Financial, you first need to find a service provider that offers POS financing through Ally credit.

Once you have a provider, you must undergo pre-qualification. This should not hurt your credit score. You will also get a generalized idea of what your APR will be if you pre-qualify with Ally.

Afterwards, you will need to review your options. You may compare terms and rates that your service provider can offer through Ally to other lenders so you can make a decision.

If you are satisfied with the offer, you may formally apply for an Ally loan. 

First, you have to complete an online application process. This requires a hard credit check, so you should not be surprised if you notice a temporary drop in your credit score.

After completing the application, you will get to sign all your documents electronically. A message will be sent to your email as confirmation.

You can begin to receive service through your provider once Ally Financial approves your application. Ally will pay the provider directly, so you do not need to do follow-ups.


Ally: Customer Support & Other Contact Info
Investopedia: Ally Personal Loans Review

Written by
Jamey Muller
I'm the head-writer @ Knowledge Eager (or, in plain English, I'm the guy writing the majority of the content here). Addicted to the stock market, football, sushi and tacos.
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Jamey Muller
I'm the head-writer @ Knowledge Eager (or, in plain English, I'm the guy writing the majority of the content here). Addicted to the stock market, football, sushi and tacos.